Mortgage evaluation are designed to inform new homeowners of the condition of their septic and well systems.
Mortgage evaluations are required in Brooks Township – Newaygo county, Kalkaska and Manistee counties at the time of sale and voluntary in the rest of Newaygo county and the other 7 counties.
Point of Sale
Kalkaska and Manistee counties are the only two counties in the district that require a Point of Sale evaluation. According to District Health Department #10’s Sanitary Code chapter 11 section 3.1 no sale of a parcel containing an on-site water supply and/or on-site sewage disposal system may take place until the following conditions are met:
- The seller files an evaluation report with DHD#10 that was completed by either DHD#10 or a private inspector that is certified by DHD#10.
- DHD#10 determines, based upon such report, that the on-site water supply and on-site sewage disposal system are satisfactory or that any necessary corrections are completed or assured and accepted.
Building Permit Authorizations
Building departments may ask for an approval of the septic and well facilities prior to issuing a building permit. These are referred to as Building Permit Authorizations (BPA) and are basically the same as a mortgage evaluation
Sanitary Code (Chapter 11)